Privacy Policy
Effective Date: January 15, 2025
Introduction and Commitment
jorvalentia Financial Education Services respects your privacy and is
committed to protecting your personal information. This privacy policy
explains how we collect, use, store, and protect information when you
interact with our financial negotiation skills training programs and
services. We operate under Australian privacy laws and international
best practices.
By using our services, participating in our programs, or visiting our
website, you agree to the collection and use of information as
described in this policy. We encourage you to read this policy
carefully and contact us if you have any questions.
Information We Collect
Personal Information
We collect personal information that you voluntarily provide when
enrolling in programs, requesting information, or communicating
with us:
- Full name, email address, and phone number
- Mailing address and billing information
- Educational background and professional experience
- Learning goals and career objectives
- Payment information and transaction history
- Communication preferences and accessibility needs
Learning and Progress Data
To provide effective education services, we collect information
about your learning journey:
- Course completion rates and assessment results
- Participation in workshops and practical exercises
- Questions asked during sessions and feedback provided
- Learning preferences and areas of focus
- Progress tracking and milestone achievements
Technical Information
When you use our digital platforms, we automatically collect
certain technical information:
- IP address, browser type, and operating system
- Pages visited, time spent, and navigation patterns
- Device information and screen resolution
- Login times and system interaction data
- Error reports and technical support requests
How We Use Your Information
Purpose | Information Used | Legal Basis |
---|---|---|
Program delivery and support | Contact details, learning progress, preferences | Contract performance |
Payment processing | Billing information, transaction history | Contract performance |
Communication and updates | Contact details, communication preferences | Legitimate interest |
Service improvement | Usage data, feedback, technical information | Legitimate interest |
Legal compliance | All relevant personal information | Legal obligation |
We use your information to provide personalized learning experiences,
track your progress, and offer relevant support. Your learning data
helps us understand which teaching methods work best and allows us to
continuously improve our programs.
Information Sharing and Disclosure
Important: We Never Sell Your Personal Information
jorvalentia does not sell, rent, or trade your personal information to
third parties for marketing purposes. We only share information in
specific circumstances outlined below.
Service Providers
We work with trusted service providers who help us deliver our
programs:
- Payment processors for secure transaction handling
- Learning management system providers for course delivery
- Email service providers for program communications
- Cloud storage providers for secure data management
- Analytics providers for usage insights and improvements
Legal Requirements
We may disclose your information when required by Australian law or
to:
- Comply with legal processes or government requests
- Protect our rights, property, or safety
- Investigate potential fraud or security breaches
- Enforce our terms of service and policies
Data Security and Protection
We implement multiple layers of security to protect your personal
information from unauthorized access, disclosure, alteration, or
destruction. Our security measures include both technical and
organizational safeguards.
Technical Security Measures
- SSL/TLS encryption for all data transmission
- Encrypted storage of sensitive personal information
- Regular security updates and vulnerability assessments
- Firewall protection and intrusion detection systems
- Secure backup procedures and disaster recovery plans
- Multi-factor authentication for staff access
Organizational Security Measures
- Access controls limiting data access to authorized personnel
- Regular staff training on privacy and security practices
- Confidentiality agreements with all team members
- Regular review and updating of security procedures
- Incident response procedures for security breaches
Data Breach Notification
In the unlikely event of a data breach that may affect your
personal information, we will notify you and relevant authorities
within 72 hours, as required by Australian privacy laws.
Your Privacy Rights
Under Australian privacy legislation and international privacy
standards, you have several rights regarding your personal information.
We're committed to making it easy for you to exercise these rights.
Access and Correction Rights
- Request a copy of all personal information we hold about you
- Ask for corrections to inaccurate or outdated information
- Receive information about how your data is being used
- Request details about who we've shared your information with
Control and Deletion Rights
- Request deletion of your personal information (subject to legal requirements)
- Withdraw consent for optional data processing activities
- Opt out of marketing communications at any time
- Request data portability for information you've provided
- Object to processing based on legitimate interests
How to Exercise Your Rights
To exercise any of these rights, contact us using the information
provided below. We'll respond to your request within 30 days and
may ask you to verify your identity to protect your privacy.
For complex requests, we may need additional time and will keep you
informed of our progress. There's no charge for most requests,
though we may charge a reasonable fee for excessive or repetitive
requests.
Data Retention and Deletion
We keep your personal information only as long as necessary to provide
our services, comply with legal obligations, and protect our legitimate
business interests.
Information Type | Retention Period | Reason |
---|---|---|
Course enrollment and progress | 7 years after completion | Educational records, certification verification |
Payment and billing information | 7 years after last transaction | Australian tax and accounting requirements |
Marketing communications preferences | Until you opt out or 3 years of inactivity | Respecting communication preferences |
Technical logs and usage data | 2 years | Security monitoring and service improvement |
Support communications | 3 years after resolution | Service quality and dispute resolution |
When retention periods expire, we securely delete or anonymize your
information. In some cases, we may need to keep certain information
longer to comply with legal requirements or resolve disputes.
International Data Transfers
Some of our service providers are located outside Australia, which
means your personal information may be transferred to and stored in
other countries. We ensure these transfers are conducted safely and in
compliance with Australian privacy laws.
Transfer Safeguards
- We only work with providers in countries with adequate privacy protections
- Contractual agreements ensure equivalent privacy protections
- Regular audits of international service providers
- Encryption requirements for all international data transfers
- Right to request information about specific transfer arrangements
Countries where your data may be processed include the United States,
Canada, and European Union member states, all of which have strong
privacy frameworks or adequate protection determinations.
Cookies and Online Tracking
Our website uses cookies and similar technologies to enhance your
experience and provide better services. We believe in transparency
about how these technologies work and giving you control over their
use.
Types of Cookies We Use
- Essential cookies: Necessary for basic website functionality and security
- Performance cookies: Help us understand how visitors use our website
- Functional cookies: Remember your preferences and improve your experience
- Analytics cookies: Provide insights into website usage and effectiveness
You can manage cookie preferences through your browser settings or our
cookie management tool. Disabling certain cookies may affect website
functionality, but essential cookies will remain active to ensure
security and basic operations.
Updates to This Privacy Policy
We regularly review and update this privacy policy to reflect changes
in our practices, services, or applicable laws. We'll notify you of
significant changes through multiple channels to ensure you stay
informed.
How We Notify You of Changes
- Email notification to all active program participants
- Prominent notice on our website homepage
- Updates in program communications and newsletters
- Direct notification for changes affecting your specific rights
Minor updates, such as clarifications or formatting changes, may be
made without notice. However, any changes that materially affect how we
collect, use, or protect your information will be communicated at least
30 days before taking effect.
Contact Us About Privacy
Email: help@jorvalentia.com
Phone: +61 478 067 757
Mail: Privacy Officer, jorvalentia Financial Education
2/131-141 City Walk, Canberra ACT 2601, Australia
2/131-141 City Walk, Canberra ACT 2601, Australia
We're here to answer your privacy questions and help you exercise your
rights. Our privacy team typically responds within 2-3 business days.